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Return To Credit FAQ Archive   Search the Archives Does having too many credit cards affect my credit score? Answered By Tracy Carlye, Editor Having too much credit card will eventually affect your credit scores. Some may have high balance or large amount of credit available, which can also cause negative impact to your scores. It also depends on the history or credit files. Excessive financial obligations will frequently bring you to more loss of some of credit cards that you are not able to put your attention to. keywords: Credit | Credit Card | Debt | Credit Report | Loan | Bank

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