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Return To Credit FAQ Archive   Search the Archives Do utility bills and other household bills affect your credit score? Answered By Tracy Carlye, Editor If you want to apply for a credit card, you will be asked to bring your utility bills and other household bills especially if it is your first time. The agency will base your capability of handling a credit card through your bill history. You will need to possess a good reputation in paying your household and utility bills to be able to apply for a credit card. keywords: Credit | Credit Card | Debt | Credit Report | Loan | Bank | Utilities | Bills Att Universal Credit Card

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